What Does It Mean to Finance a Car?
man signing document at car dealership



Financing a car in the Peachtree City area means you’re looking to buy it instead of lease it. While this is a popular option, it isn’t for everyone. Learn more about how car financing works with the capable finance team at Butler Lexus of South Atlanta today then test drive your favorite model and apply for financing online to get the process started.

How Does Financing a Car Work?

What is financing a car and how does financing a car work? The first step to buying a car is by applying for a loan to finance the vehicle. You can apply for financing online or talk with someone at the dealership. You can apply with the dealership or shop around and apply at the bank for the best deal you can get. Every lender has a general list of factors that they will base their offer on, including:

  • Credit Score
  • Debt-to-Income Ratio
  • Age of the Vehicle
  • Loan Amount
  • Repayment Term / Length of Loan

How Can I Get a Great Deal?

Can you finance a card with bad credit? What about with no credit? Yes! There are no credit and bad credit car loans available. However, the first offer you get may not be the right one to take. Keep the following in mind when it comes time to apply for a bad credit car loan:

  • If you have bad credit and need a car loan, consider putting down a larger down payment. This can help you lower your monthly payments and offset the higher interest rates. If you want to estimate your monthly payments, use our payment calculator.
  • Make sure you budget wisely. In addition to the higher interest rates and monthly payments, you’ll want to account for future costs like insurance, maintenance, and gas.
  • Apply to multiple lenders to ensure you’re getting the deal that’s best for you. When doing this, be sure to submit all applications within a 14 day period to avoid damage to your credit score.

Learn How Car Finance Works with Butler Lexus of South Atlanta

Our finance team is standing by to ensure you have all of your questions answered. Learn more about bad credit car financing, the cost of the Lexus extended warranty, and more with us at Butler Lexus of South Atlanta! If you have any questions or want to get the process started today, contact us!

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(256)568-8359

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4025 Jonesboro Road • Union City, GA 30291

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Open Today! Sales: 9am-8pm

Open Today! Service: 7:30am-6pm

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Butler Lexus of South Atlanta

4025 Jonesboro Road Union City, GA

Phone: (256)568-8359

http://maps.google.com/?q=4025%20Jonesboro%20Road%2C%20Union%20City%2C%20GA%2030291

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Phone: (678) 619-5643

4025 Jonesboro Road Union City, GA

Sales

Phone: (256)568-8359

4025 Jonesboro Road Union City, GA

Service

Phone: (678) 619-5643

4025 Jonesboro Road Union City, GA
33.5675669 -84.5358117
Butler Lexus of South Atlanta 33.5675669, -84.5358117.