How to Buy a New Car

Whether you’re considering upgrading or purchasing your very first vehicle, knowing how to by a new car can save you a lot of time and stress at the dealership! While buying a car is an exciting time, the process can also feel overwhelming to many Peachtree City drivers – and that’s why Butler Lexus of South Atlanta is here to help. We’ll help you figure out when to buy a new car and how to buy a new car, so you can make the best decision for your everyday needs. Let’s get started.

When to Buy a New Car

Before you learn how to buy a new car, it’s good to assess when to buy a new car. Here are a few scenarios to keep in mind:

• Repair Costs: Does your current vehicle need a lot of repairs? The money and time you spend at the service center could be better spent elsewhere. In fact, it might be cheaper to get a new car.
• Safety Concerns: If you feel unsafe in your current vehicle, it’s a very good idea to start shopping around. Upgrading to a safer car will give you better peace of mind on the Newnan roads.

• Life Changes: Do you need a larger car for a growing family? Do you need a more fuel-efficient car for your daily commute? Sometimes you outgrow your vehicle, and an upgrade can make your life easier.

• Emissions Tests: If your car fails emissions tests, it can be more trouble than its worth to get your car up to standards. Buying a newer model might save money in the long run.

How to Find Your New Car

So, you’ve decided it’s time to find your new vehicle – where do you start? We recommend setting your budget first to make things easier. Our finance center would be happy to help if you need help calculating your monthly budget. Once you’ve got a number in mind, go through the following steps:

1. Make a list of the features that you want in your new car. Think about your driving habits, space requirements, and even the special amenities that you want. Start looking through your options in our new inventory.
2. Choose your top three models and dig a little deeper. Look into safety ratings, reliability scores, and reviews. This is a great time to schedule your test drive.
3. Once you’ve picked your winner, investigate how much the model typically costs in your area. Request price quotes and don’t forget to look for new car deals and even holiday sales.

How to Afford a New Car

Once you’ve determined which car is right for you, it’s time to come back to your budget. U.S. News reported that your car payment should not push your debts over one-third of your monthly income – including credit cards, student loans, rent, etc. Also, keep the following in mind:

1. New Car Sales Tax: This price is automatically added onto your car loan and it cannot be negotiated.
2. Interest Rate: Your interest rate will impact your monthly payments, and your credit score will impact your interest rate. Learn more about how to get a lower interest rate.
3. Trade-in Value: When you sell your car to the dealership, you can apply that amount to your new car. Use our Value Your Trade tool to get a quick estimate.

Start Shopping with Butler Lexus of South Atlanta

Still have questions about how to buy a new car? Contact us at Butler Lexus of South Atlanta of Union City or start shopping online at your convenience. Also be sure to learn more about the difference between buying and leasing.